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| 0 (Zero) Down |
| 100% purchase |
| 15 year rate and term refinance |
| 30 year Rate and Term refinance |
| Bruised but not battered loan |
| Jumbo Loans |
| Reverse Mortgage |
Rates last updated on Tuesday, June 17, 2008
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0 (Zero) Down
Term: 30 years
Maximum Amount: $400,000
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| Rates | Points | APR |
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| 6.375% | 1% | 6.516% |
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100% purchase
Allows you to purchase a new home with no money out of pocket. This allows you to use your savings to purchase new furniture or an addition to the home or keeping the money in your accounts to make life a little easier knowing you have savings to fall back on instead of using credit cards.
Term: 30 years
Maximum Amount: $400,000
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| Rates | Points | APR |
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| 6.375% | 1% | 6.524% |
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15 year rate and term refinance
Term: 15 years
Maximum Amount: $417,000
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This product takes your current mortgage and lowers the rate and (or) changes the term. The amount of cash that can be taken out at close s limited to 2% or $2,000.00 whichever is less. |
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30 year Rate and Term refinance
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 6.625% | 0.25% | 6.695% |
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This product takes your current mortgage and lowers the rate and (or) changes the term. The amount of cash that can be taken out at close s limited to 2% or $2,000.00 whichever is less. |
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Bruised but not battered loan
If you have a few bumps on your credit VIA can still get you the best going rates.
Term: 30 years
Maximum Amount: $300,000
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| Rates | Points | APR |
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| 6.875% | 1% | 7.125% |
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Jumbo Loans
Loans over $417,000.00
Term: 30 years
Maximum Amount: $3,000,000
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Loans over $417,000.00 |
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Reverse Mortgage
This program allows you to get a monthly check in any amount instead of you sending the bank a check. This is a very complicated loan to descibe online. Our professionals will meet with you and spend any amount of time you desire to make a smart decision.
Term: 30 years
Maximum Amount: $275,000
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kwheeler@viafinancial.com |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $900. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $11,100. Your actual APR may be different depending upon these factors.
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